Free Credit Report
There is only one source for the free reports, but you can request them on-line, by phone, or by mail.
Mail: Annual Credit Report Service
P.O. Box 105281
Atlanta, GA 30348-5281
Mail in Form
You can request one, two, or all three reports at a time. It's up to you. You'll have to give your name, address, Social Security number, and date of birth to get your reports. You may also have to answer some questions with information that only you would know - such as the amount of your monthly mortgage or car payment. This is to protect the security of your credit information.